Financing options

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Compare potential offers from independent third-party lenders through Acorn Finance. Checking potential offers is not loan approval.

MARKETPLACE OF LENDERS

Finance up to $100k with a low, fixed-rate loan

See potential offers from 20+ lenders. Qualified borrowers may see amounts from $1,000 to $100,000, terms as long as 20 years, and funding as soon as one business day after final approval. Availability and timing vary.

Number of lenders 20+ lenders
Loan range $1,000 to $100,000
Terms Up to 20 years
Compare the complete offer
A monthly payment alone does not show the total cost of borrowing.
Review APR, term, fees, and total repayment Read the participating lender’s final disclosures.
Remember Prequalification is not approval Rates and terms depend on the borrower and lender.
Check potential offers at Acorn Finance

Acorn’s initial offer check generally uses a soft credit inquiry. A participating lender may perform a hard credit inquiry if you choose to proceed with an offer.

  • Compare potential offers side by side
  • Review each lender’s APR, term, origination fee, and repayment total
  • Proceed only after reading the selected lender’s final disclosures

Amounts, terms, timing, and credit-inquiry details are based on Acorn Finance information available August 23, 2026 and may change.

Third-party financing disclosure: This page links to Acorn Finance, a lending marketplace operated by Headway Sales Inc. DBA Acorn Finance, through a commercial partner link. Modular Home Direct is not a bank or lender and does not make credit decisions. Acorn Finance and participating lenders determine eligibility, available products, rates, APRs, terms, fees, approvals, and funding. Offers are not guaranteed. Review Acorn Finance’s Terms of Use, Privacy Policy, and the selected lender’s disclosures before providing information or accepting an offer.
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Pre-qualification in minutes Soft credit check • No obligation to accept